Watersport Insurance covers

Protect your dive customers in a quick and convenient way through the Short Term Dive Protection program. This policy is underwritten by Allied Insurance Company of The Maldives Pvt Ltd whereas IDA Insurance Limited is the Reinsurer. This programme is entirely free and if you sign up, you will be able to offer the following insurance cover through plans of variable duration.

Medical support by DAN Europe

 

What is Covered

Cover Limits

Medical evacuation in case of diving accident/injury
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to the nearest appropriate facility (including suspect DCI cases)

Total cost for any water sports emergency requiring medical evacuation

What is Covered

Cover Limits

Total cost for any water sports emergency requiring medical evacuation

Emergency Medical Treatment
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Emergency Medical Treatment - Emergency treatment of water sports related injuries, including Hospitalization (including First Emergency Medical Assessment)

Up to $ 15.000.00

What is Covered

Cover Limits

Up to $ 15.000.00

Specialized Medical Treatment
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Specialised medical Treatment - Necessary after a water sports (early post acute care, incl. rehabilitation and post-traumatic stress treatment) - up to 30 days from date of incident. Valid in the beneficiary's country of residence as well.

Up to $ 1.500.00

What is Covered

Cover Limits

Up to $ 1.500.00

Search & Rescue Expenses
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Following water sports activity only

Up to $ 5.000.00

What is Covered

Cover Limits

Up to $ 5.000.00

Permanent Disability
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In case of water sports related accident

Up to $ 2.500.00

What is Covered

Cover Limits

Up to $ 2.500.00

Extra Hotel & Travel Costs
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Extra Hotel & Travel Costs - In case of disruption of travel plans following an indemnifiable water sports accident Insured & Travel Partner

Up to $ 1.000.00

What is Covered

Cover Limits

Up to $ 1.000.00

Return to Hotel/Resort
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Following medical evacuation and hospitalisation as a result of a water sports accident

Up to $ 1.000.00

What is Covered

Cover Limits

Up to $ 1.000.00

Maximum payment
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any one event or insured person

Up to $ 15.000.00

What is Covered

Cover Limits

Up to $ 15.000.00

The dive centre or school which signs up for the Short Term Dive Protection programme is insured through a group policy provided by Allied Insurance Company of the Maldives Pvt Ltd and reinsured by IDA Insurance Limited.

IDA Insurance Limited is a subsidiary of DAN Europe Group and is duly authorized/regulated by the Malta Financial Services Authority (MFSA).